Reporting Criteria

Who Is Required to Report CRA Data?

All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of Thrift Supervision that meet the asset size threshold are subject to data collection and reporting requirements.

Year	Reporting Criteria
2025	All banks subject to the CRA that are regulated by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, or the Office of the Comptroller of the Currency and meet the relevant asset-size threshold are subject to CRA data collection and reporting requirements. The asset-size threshold that triggers CRA data collection and reporting requirements for the agencies is $1.609 billion as of December 31 of each of the prior two calendar years. All banks that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2024	All banks subject to the CRA that are regulated by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, or the Office of the Comptroller of the Currency and meet the relevant asset-size threshold are subject to CRA data collection and reporting requirements. The asset-size threshold that triggers CRA data collection and reporting requirements for the agencies is $1.564 billion as of December 31 of each of the prior two calendar years. All banks that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2023	All banks subject to the CRA that are regulated by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, or the Office of the Comptroller of the Currency and meet the relevant asset-size threshold are subject to CRA data collection and reporting requirements. The asset-size threshold that triggers CRA data collection and reporting requirements for the agencies is $1.503 billion as of December 31 of each of the prior two calendar years. All banks that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2022	All banks subject to the CRA that are regulated by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, or the Office of the Comptroller of the Currency and meet the relevant asset-size threshold are subject to CRA data collection and reporting requirements. The asset-size threshold that triggers CRA data collection and reporting requirements for the agencies is $1.384 billion as of December 31 of each of the prior two calendar years. All banks that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2021	All banks regulated by the Federal Deposit Insurance Corporation and the Federal Reserve System that meet the asset-size threshold are subject to data collection and reporting requirements. The asset-size threshold that triggers data collection and reporting for both agencies is $1.322 billion as of December 31 of each of the prior two calendar years. All banks that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2020	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.305 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2019	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.284 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2018	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.252 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2017	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.226 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2016	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.216 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.
2015	All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, and the Federal Deposit Insurance Corporation that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is $1.221 billion as of December 31 of each of the prior two calendar years. All institutions that are subject to the data collection and reporting requirements must report the data for a calendar year by March 1 of the subsequent year. If March 1 falls on a weekend day, then reporting institutions must report the data by the next business day.

Community Reinvestment Act

Reporting Criteria

Who Is Required to Report CRA Data?